Checking Accounts

COMPARE ACCOUNTS

Personal Checking

• Minimum deposit to open: $50.00
• Unlimited check writing
• Visa Check Card with Automated Teller Machine access available
• Minimum daily balance to avoid $5.00 monthly service charge and $0.25 per debit item fee: receive a Direct Deposit of Payroll check into the account
• Internet Banking with Online Bill Payment available

Checking Linked to Savings

• Minimum deposit to open:  $50.00
• No monthly service charge if the daily balance in a linked savings account is $500.00 or the average balance in the checking account is $500.00
• Unlimited check writing
• Visa Check Card with Automated Teller Machine access available
• Low balance service charge is $5.00 per month plus $0.25 per debit item
• Internet Banking with Online Bill Payment available

Senior Citizens Checking (age 60 or older)

• Minimum deposit to open: $50.00
• No monthly service maintenance fee
• Unlimited check writing
• Visa Check Card with Automated Teller Machine access available
• Direct Deposit available
• Internet Banking with Online Bill Payment available

NOW Checking

• Minimum deposit to open: $50.00
• Minimum daily balance to avoid $10.00 monthly service charge: $1,000.00
• Competitive rate of interest, compounded daily and paid monthly, when the daily balance of $1,000.00 is maintained 
• Unlimited check writing
• Visa Check Card with Automated Teller Machine access available
• Direct Deposit available
• Internet Banking with Online Bill Payment available

College Student Checking

• Minimum deposit to open: $25.00
• No monthly service fee
• 10 free debit items per statement cycle, including foreign ATM withdrawals, $.50 for each additional debit item
• No charge for the first order of 50 checks
• Visa Check Card with Automated Teller Machine access available
• Direct Deposit available
• Internet Banking with Online Bill Payment available

 

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