Checking Accounts

Personal Checking

  • Minimum deposit to open: $50.00
  • Unlimited check writing
  • Visa Check Card with Automated Teller Machine access available
  • Minimum daily balance to avoid $5.00 monthly service charge and $0.25 per debit item fee: receive a Direct Deposit of Payroll check into the account
  • Internet Banking with Online Bill Payment available

Checking Linked to Savings

  • Minimum deposit to open:  $50.00
  • No monthly service charge if the daily balance in a linked savings account is $500.00 or the average balance in the checking account is $500.00
  • Unlimited check writing
  • Visa Check Card with Automated Teller Machine access available
  • Low balance service charge is $5.00 per month plus $0.25 per debit item
  • Internet Banking with Online Bill Payment available

Senior Citizens Checking (age 60 or older)

  • Minimum deposit to open: $50.00
  • No monthly service maintenance fee
  • Unlimited check writing
  • Visa Check Card with Automated Teller Machine access available
  • Direct Deposit available
  • Internet Banking with Online Bill Payment available

NOW Checking

  • Minimum deposit to open: $50.00
  • Minimum daily balance to avoid $10.00 monthly service charge: $1,000.00
  • Competitive rate of interest, compounded daily and paid monthly, when the daily balance of $1,000.00 is maintained 
  • Unlimited check writing
  • Visa Check Card with Automated Teller Machine access available
  • Direct Deposit available
  • Internet Banking with Online Bill Payment available

College Student Checking

  • Minimum deposit to open: $25.00
  • No monthly service fee
  • 10 free debit items per statement cycle, including foreign ATM withdrawals, $.50 for each additional debit item
  • No charge for the first order of 50 checks
  • Visa Check Card with Automated Teller Machine access available
  • Direct Deposit available
  • Internet Banking with Online Bill Payment available

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