Rates

Checking & Savings Accounts**

Account Type Minimum to Open Account Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
$50.00 $50.00 0.05% 0.05%
$50.00 $2,500.00 0.10% 0.10%
$50.00 $50.00 0.05% 0.05%
$50.00 $2,500.00 0.10% 0.10%
$50.00 Up to $4,999.99
$5,000.00 - $24,999.99
$25,000.00+
0.05%
0.10%
0.15%
0.05%
0.10%
0.15%
$2,500.00 Up to $4,999.99
$5,000.00 - $24,999.99
$25,000.00 +
0.05%
0.10%
0.15%
0.05%
0.10%
0.15%
$50.00 $0.00 0.05% 0.05%
$50.00 Up to $9,999.99
$10,000.00 +
0.05%
0.15%
0.05%
0.15%

**Fees may reduce earnings.

Certificates of Deposit***

Term of Certificate Minimum Deposit to Open Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
$500.00 $500.00 0.10% 0.10%
$500.00 $500.00 0.20% 0.20%
$500.00 $500.00 0.40% 0.40%
$500.00 $500.00 0.40% 0.40%
$500.00 $500.00 0.50% 0.50%
$500.00 $500.00 0.55% 0.55%
$500.00 $500.00 1.194% 1.20%

***A penalty may be applied for early withdrawals.

Individual Retirement Accounts**

Term of Certificate Minimum Deposit to Open Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
$500.00 $500.00 0.20% 0.20%
$500.00 $500.00 0.40% 0.40%
$500.00 $500.00 1.00% 1.00%
$500.00 $500.00 1.194% 1.20%
$100.00 $100.00 0.20% 0.20%
$100.00 $100.00 0.20% 0.20%
$500.00 $500.00 0.40% 0.40%

**Fees may reduce earnings.

**Fees may reduce earnings.
***A penalty may be applied for early withdrawals.

This Rate Sheet contains information about interest rates and annual percentage yields for some of the accounts we offer. These interest rates are as of 09/10/2014; interest rates are subject to change at any time. The interest rate and annual percentage yield may change after account opening for NOW, Money Market, Super Money Market, Statement Savings, Rate Advantage Savings and Variable Rate IRA Accounts.

* Individual Accounts Only

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