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Personal Checking Accounts

Personal checking made easy. Our personal checking products are easy to use, economical and include everyday modern services. Compare now and find your perfect fit.

Personal Checking or Personal Checking with Direct Deposit

  • Minimum deposit to open: $50
  • Online Banking with Online Bill Payment
  • Mobile Banking
  • Debit Card with ATM access
  • Unlimited check writing
  • Direct Deposit
  • Minimum daily balance of $500 to avoid $5 monthly service charge
  • Direct Deposit of payroll┬ámay waive the daily balance requirement, but is not automatic. You must visit a branch location to initiate this benefit or notify us at account opening.

Senior Citizens Checking (age 60 or older)

  • Minimum deposit to open: $50
  • Online Banking with Online Bill Payment
  • Mobile Banking
  • Debit Card with ATM access
  • Unlimited check writing
  • Direct Deposit
  • No monthly service maintenance fee

NOW Checking

  • Minimum deposit to open: $50
  • Online Banking with Online Bill Payment
  • Mobile Banking
  • Debit Card with ATM access
  • Unlimited check writing
  • Direct Deposit
  • Minimum daily balance of $1,000 to avoid $10 monthly service charge
  • Competitive rate of interest, compounded daily & paid monthly on balance over $1,000

College Student Checking (age 27 or younger)

  • Minimum deposit to open: $25
  • Online Banking with Online Bill Payment
  • Mobile Banking
  • Debit Card with ATM access
  • Unlimited check writing
  • Direct Deposit
  • No monthly service fee
  • No charge for the first order of 50 checks
  • Converts to our Personal Checking Account product after age 27

Checking Linked to Savings

  • No monthly service charge if: Checking Account with an average balance of $500 or a Savings Account with a daily balance of $500
  • If combined balance is not kept, a $5 monthly service charge and $0.25 per check fee will apply

See specific product disclosures for additional terms and conditions
Products and benefits may change

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