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Why are Merchants Requiring a PIN with Debit Card Transactions?

Bowie, Md. – March 25, 2018

card chip reader

As more grocery stores and retailers are making the switch to accepting EMV Chip Cards, many have also started implementing a second layer of protection with requiring a customer’s PIN (Personal Identification Number) with Debit Card transactions. You will notice policy changes such as this from merchants that have never required a PIN or signature for Debit transactions in the past. This requirement by individual merchants is not controlled by the Bank or Discover® Debit. Old Line Bank does not charge customers for using a PIN with their Debit Card transactions.

If you don’t remember your PIN, please contact your local branch or Client Care for assistance.

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